{
  "data_version": "1",
  "schema": "https://whatledto.com/data",
  "id": "fannie-mae",
  "name": "Fannie Mae",
  "kind": "company",
  "url": "https://whatledto.com/who/fannie-mae",
  "description": "",
  "same_as": [],
  "timelines": [
    {
      "slug": "mortgage-rates-2025-2026",
      "title": "Mortgage Rates: One Week Below 6 Percent, Then Back Above 7",
      "url": "https://whatledto.com/events/mortgage-rates-2025-2026",
      "json": "https://whatledto.com/events/mortgage-rates-2025-2026.json",
      "role": "Government-sponsored enterprise directed alongside Freddie Mac to buy mortgage-backed securities and implement underwriting changes.",
      "entries": 5,
      "updated_at": "2026-10-16T02:11:12.399767+00:00"
    }
  ],
  "entries": [
    {
      "timeline": "mortgage-rates-2025-2026",
      "id": 1326,
      "url": "https://whatledto.com/events/mortgage-rates-2025-2026#n1326",
      "date": "2026-04-22",
      "date_precision": "day",
      "title": "FHFA and FHA implement new mortgage credit-score options",
      "summary": "The Federal Housing Finance Agency said Fannie Mae and Freddie Mac updated their selling guides for VantageScore 4.0 and FICO Score 10T. The agencies began accepting Vantage-scored loans from approved lenders, while the Federal Housing Administration permitted the scores for FHA-insured underwriting.",
      "type": "regulatory",
      "entities": [
        "Federal Housing Finance Agency",
        "Federal Housing Administration",
        "Fannie Mae",
        "Freddie Mac",
        "VantageScore",
        "FICO"
      ],
      "parties": [
        "federal-housing-finance-agency",
        "federal-housing-administration",
        "fannie-mae",
        "freddie-mac",
        "vantagescore",
        "fico"
      ],
      "sources": [
        {
          "url": "https://www.fhfa.gov/news/news-release/homebuying-advances-into-new-era-of-credit-score-competition",
          "outlet": "Federal Housing Finance Agency",
          "published": "2026-04-22",
          "quote": "Fannie Mae and Freddie Mac are also moving forward with VantageScore 4.0 and FICO Score 10T, updating their selling guides with the new scores and immediately accepting Vantage-scored loans from approved lenders."
        }
      ]
    },
    {
      "timeline": "mortgage-rates-2025-2026",
      "id": 1310,
      "url": "https://whatledto.com/events/mortgage-rates-2025-2026#n1310",
      "date": "2026-02-24",
      "date_precision": "day",
      "title": "The White House claims the falling rate: refinance applications up 132 percent",
      "summary": "A White House release credited the administration with mortgage rates at their lowest level since 2022, refinance applications up 132 percent and the Realtors' affordability index at its highest since March 2022. It listed the US$200 billion directive to Fannie Mae and Freddie Mac among the actions taken to lower borrowing costs.",
      "type": "announcement",
      "entities": [
        "Donald Trump",
        "U.S. government",
        "Fannie Mae",
        "Freddie Mac"
      ],
      "parties": [
        "donald-trump",
        "us-government",
        "fannie-mae",
        "freddie-mac"
      ],
      "sources": [
        {
          "url": "https://www.whitehouse.gov/articles/2026/02/president-trump-is-restoring-the-american-dream/",
          "outlet": "The White House",
          "published": "2026-02-24",
          "quote": "President Trump directed Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities to further drive down borrowing costs."
        }
      ]
    },
    {
      "timeline": "mortgage-rates-2025-2026",
      "id": 1309,
      "url": "https://whatledto.com/events/mortgage-rates-2025-2026#n1309",
      "date": "2026-01-12",
      "date_precision": "day",
      "title": "The 50-year mortgage is dropped; the bond buying starts with $3 billion",
      "summary": "Pulte told reporters the administration had other priorities when asked whether 50-year mortgages were still on the table, two months after proposing them. He said Fannie Mae and Freddie Mac had begun carrying out Trump's bond-buying order with an initial US$3 billion purchase, and said the two companies had more liquidity than they knew what to do with.",
      "type": "response",
      "entities": [
        "Bill Pulte",
        "Fannie Mae",
        "Freddie Mac",
        "Federal Housing Finance Agency"
      ],
      "parties": [
        "bill-pulte",
        "fannie-mae",
        "freddie-mac",
        "federal-housing-finance-agency"
      ],
      "sources": [
        {
          "url": "https://themortgagepoint.com/2026/01/12/pulte-pulls-back-on-50-year-mortgage-idea-pushed-by-administration/",
          "outlet": "MortgagePoint",
          "published": "2026-01-12",
          "quote": "Pulte said Fannie and Freddie, the government-sponsored mortgage entities which his agency oversees, have started carrying out Trump’s order last week to buy $200 billion in mortgage bonds in an effort to lower home loan rates, starting with a $3 billion buy."
        }
      ]
    },
    {
      "timeline": "mortgage-rates-2025-2026",
      "id": 1308,
      "url": "https://whatledto.com/events/mortgage-rates-2025-2026#n1308",
      "date": "2026-01-08",
      "date_precision": "day",
      "title": "Trump orders $200 billion of mortgage-bond buying to push rates down",
      "summary": "In a Truth Social post, Trump said he was instructing his representatives to buy US$200 billion in mortgage bonds, arguing that Fannie Mae and Freddie Mac had the cash because he had not sold them in his first term. The Federal Reserve has traditionally been the largest buyer of mortgage-backed securities.",
      "type": "announcement",
      "entities": [
        "Donald Trump",
        "Fannie Mae",
        "Freddie Mac"
      ],
      "parties": [
        "donald-trump",
        "fannie-mae",
        "freddie-mac"
      ],
      "sources": [
        {
          "url": "https://www.cnn.com/2026/01/08/business/mortgage-bonds-trump-purchase-rates",
          "outlet": "CNN",
          "published": "2026-01-08",
          "quote": "President Donald Trump said Thursday he had ordered “my representatives” to buy $200 billion in mortgage bonds in an attempt to drive down interest rates and monthly payments, writing in a Truth Social post."
        }
      ]
    },
    {
      "timeline": "mortgage-rates-2025-2026",
      "id": 1324,
      "url": "https://whatledto.com/events/mortgage-rates-2025-2026#n1324",
      "date": "2025-11-25",
      "date_precision": "day",
      "title": "FHFA raises the 2026 conforming-loan limit to $832,750",
      "summary": "The Federal Housing Finance Agency set the baseline 2026 conforming-loan limit for one-unit properties at $832,750 in most of the United States. The limit was $26,250 higher than the 2025 baseline and applies to mortgages eligible for purchase by Fannie Mae and Freddie Mac.",
      "type": "regulatory",
      "entities": [
        "Federal Housing Finance Agency",
        "Fannie Mae",
        "Freddie Mac"
      ],
      "parties": [
        "federal-housing-finance-agency",
        "fannie-mae",
        "freddie-mac"
      ],
      "sources": [
        {
          "url": "https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026",
          "outlet": "Federal Housing Finance Agency",
          "published": "2025-11-25",
          "quote": "In most of the United States, the 2026 CLL value for one-unit properties will be $832,750, an increase of $26,250 from 2025."
        }
      ]
    }
  ],
  "often_with": [
    {
      "id": "freddie-mac",
      "name": "Freddie Mac",
      "url": "https://whatledto.com/who/freddie-mac",
      "json": "https://whatledto.com/who/freddie-mac.json",
      "shared_timelines": 1
    },
    {
      "id": "mortgage-news-daily",
      "name": "Mortgage News Daily",
      "url": "https://whatledto.com/who/mortgage-news-daily",
      "json": "https://whatledto.com/who/mortgage-news-daily.json",
      "shared_timelines": 1
    },
    {
      "id": "reuters",
      "name": "Reuters",
      "url": "https://whatledto.com/who/reuters",
      "json": "https://whatledto.com/who/reuters.json",
      "shared_timelines": 1
    },
    {
      "id": "wells-fargo",
      "name": "Wells Fargo",
      "url": "https://whatledto.com/who/wells-fargo",
      "json": "https://whatledto.com/who/wells-fargo.json",
      "shared_timelines": 1
    },
    {
      "id": "bureau-of-labor-statistics",
      "name": "Bureau of Labor Statistics",
      "url": "https://whatledto.com/who/bureau-of-labor-statistics",
      "json": "https://whatledto.com/who/bureau-of-labor-statistics.json",
      "shared_timelines": 1
    },
    {
      "id": "bill-pulte",
      "name": "Bill Pulte",
      "url": "https://whatledto.com/who/bill-pulte",
      "json": "https://whatledto.com/who/bill-pulte.json",
      "shared_timelines": 1
    },
    {
      "id": "donald-trump",
      "name": "Donald Trump",
      "url": "https://whatledto.com/who/donald-trump",
      "json": "https://whatledto.com/who/donald-trump.json",
      "shared_timelines": 1
    },
    {
      "id": "kevin-warsh",
      "name": "Kevin Warsh",
      "url": "https://whatledto.com/who/kevin-warsh",
      "json": "https://whatledto.com/who/kevin-warsh.json",
      "shared_timelines": 1
    }
  ],
  "license": {
    "holder": "What Led To",
    "terms": "https://whatledto.com/methodology#reuse",
    "summary": "Quote entries with attribution and a link to the entry; do not republish whole timelines or train models on the text."
  }
}